Mitsubishi UFJ-VISA Card – Benefits and How to Apply

Explore the benefits of the Mitsubishi UFJ-VISA Card, which Mitsubishi UFJ Financial Group (MUFG) brought to you. 

This credit card offers a range of perks, from cashback rewards to travel benefits. 


In this article, we'll explore its advantages and provide a simple application guide so you can start enjoying the benefits of this prestigious card.

Features and Benefits

Discover the features and benefits that make the Mitsubishi UFJ-VISA Card stand out:

  • Cashback Rewards: Earn cashback on every purchase, with higher rewards for specific categories like dining and travel.
  • Travel Benefits: Enjoy travel perks such as travel insurance, airport lounge access, and discounts on hotels and rental cars.
  • Shopping Privileges: Access exclusive shopping discounts, early access to sales, and special offers from partner merchants.
  • Special Promotions: Benefit from special promotions and offers available exclusively to cardholders.
  • Security Features: Benefit from advanced features such as chip technology and fraud protection.
  • Online Account Management: Manage your account conveniently online or through the mobile app.
  • Customer Support: Access customer support services to assist with queries or issues.

Mitsubishi UFJ-VISA Card – Benefits and How to Apply


Rewards and Points System

Unlock the benefits of the Mitsubishi UFJ-VISA Card's rewards and points system. Here's how you can earn and redeem rewards with this credit card:

  • Points Earning: Earn points for every purchase made with the card, with higher points for specific categories like dining, travel, and shopping.
  • Redemption Options: Redeem points for cashback, travel vouchers, merchandise, or gift cards from partner merchants.
  • Bonus Points: Enjoy bonus points on special occasions or when meeting certain spending thresholds.
  • Points Expiry: Be aware of points expiry dates to maximize your rewards.
  • Point Transfer: Some programs allow you to transfer points to airline or hotel loyalty programs for added value.
  • Points Balance Check: Easily track your points balance through the card's online portal or mobile app.

Interest Rates and Fees

Below is a breakdown of the interest rates and fees associated with the Mitsubishi UFJ-VISA Card:

  • Annual Fee: The annual fee for the card can range from as low as $0 to over $100.
  • Purchase APR: The purchase APR varies based on your creditworthiness and prevailing market conditions.
  • Balance Transfer APR: This APR may differ from the purchase APR, potentially lower or higher.
  • Cash Advance APR: The APR for cash advances is typically higher than the purchase APR.
  • Foreign Transaction Fee: For transactions made in foreign currencies, expect to pay a fee of around 3% of the transaction amount.
  • Late Payment Fee: A late payment fee is usually $25 to $40 if you miss the payment due date.
  • Overlimit Fee: If you exceed your credit limit, you may incur an overlimit fee.
  • Returned Payment Fee: A fee is charged for returned payments, such as bounced checks or failed electronic payments. The amount varies.

Application Process

Explore how to apply for the Mitsubishi UFJ-VISA Card with this step-by-step guide:

  • Check Eligibility: Ensure you meet the card issuer's age, income, and other criteria.
  • Gather Required Documents: Prepare necessary documents such as identification, proof of income, and address verification.
  • Visit the Website: Access the Mitsubishi UFJ-VISA Card website to access the online application form.
  • Submit Application: Complete the online form with accurate information.
  • Wait for Approval: Wait for the card issuer to process your application and approve your card.
  • Receive Card: Once approved, your Mitsubishi UFJ-VISA Card will be sent to you by mail.
  • Activate Card: Follow the instructions provided to activate your card before use.

Eligibility Criteria

Here are the eligibility criteria for the Mitsubishi UFJ-VISA Card:

  • Age: Applicants must be at least 18 years old.
  • Income: A minimum annual income requirement may apply.
  • Residency: Applicants must be residents of Japan.
  • Credit History: A good credit history is usually required.
  • Employment: Some cards may require applicants to be employed.
  • Identification: Applicants need to provide valid identification documents.
  • Other Requirements: Additional requirements may vary depending on the card and issuer.

Additional Tips and Advice

To maximize the benefits of your Mitsubishi UFJ-VISA Card, consider the following tips:

  • Payment Reminders: Set up reminders to ensure timely bill payments and avoid late fees.
  • Utilize Online Tools: Use the card's online portal and mobile app to track spending, manage your account, and redeem rewards efficiently.
  • Stay Within Your Credit Limit: Avoid exceeding your credit limit to prevent over limit fees and potential negative impacts on your credit score.
  • Monitor Your Statements: Regularly review your monthly statements for unauthorized charges or errors.
  • Pay More than the Minimum: Aim to pay more than the minimum payment each month to reduce your balance faster and minimize interest charges.
  • Use Rewards Wisely: Redeem your rewards regularly to maximize their value and avoid points expiration.
  • Contact Customer Service: Contact customer service if you have questions or concerns about your card.

Mitsubishi UFJ-VISA Card – Benefits and How to Apply

Special Promotions and Offers

Explore the exciting special promotions and offers available with the Mitsubishi UFJ-VISA Card:

  • Introductory APR: Enjoy a low introductory APR on purchases for the first XX months.
  • Sign-Up Bonus: Earn a generous sign-up bonus of XX points or cashback when you spend a certain amount within the first few months of card ownership.
  • Annual Fee Waiver: Benefit from waiving the yearly fee for the first year as a new cardholder.
  • Referral Rewards: Earn bonus points or cashback for each friend or family member you refer who successfully applies for the card.
  • Travel Credits: Receive travel credits that can be applied towards airline tickets, hotel stays, or other travel expenses.
  • Retail Discounts: Enjoy discounts and special offers at select retailers when you use your Mitsubishi UFJ-VISA Card.
  • Dining Rewards: Earn extra points or cashback when you dine at participating restaurants.

Customer Support

For inquiries or assistance, you can reach Mitsubishi UFJ Financial Group at the following address and phone number:

  • Address: 2-7-1, Marunouchi, Chiyoda-ku, Tokyo, Japan
  • Phone Number: +81-3-3240-1111

Summing It Up

In conclusion, the Mitsubishi UFJ-VISA Card offers a range of benefits and features that cater to various lifestyle needs. 

From cashback rewards to travel perks, this card provides value and convenience to cardholders. 

A simple application process and reliable customer support make it a valuable addition to your wallet.


The information provided in this article is for informational purposes only and should not be considered financial advice. 

Please consult a financial advisor or the card issuer for specific details and eligibility requirements.