Japan Post Visa Credit Card - How to Apply Online

Are you looking to enjoy the convenience and benefits of the Japan Post Visa Credit Card

Applying online is straightforward and allows you to access cashless transactions, global acceptance, and exclusive rewards. 


This guide will walk you through the steps to apply for this card, ensuring a smooth and efficient application process.

Features of the Card

Japan Post offers a credit card with various features and benefits tailored to meet your financial needs. 

Here are some key features of the Japan Post credit card:

  • Rewards Program: Earn points for every purchase, redeemable for discounts, gift cards, and more.
  • Travel Benefits: Enjoy travel insurance, discounts on hotels, and access to airport lounges.
  • Shopping Discounts: Get exclusive discounts and offers from partner merchants.
  • Cashback: Earn cashback on eligible purchases.
  • Contactless Payments: Conveniently pay with a tap at supported terminals.
  • Security Features: Enjoy peace of mind with advanced security features like fraud protection.
  • Flexible Payment Options: Choose from various payment plans to suit your budget.
  • 24/7 Customer Support: Access customer service around the clock for any assistance needed.

Japan Post Visa Credit Card - How to Apply Online

Benefits of Japan Post Visa Credit Card

The Japan Post Visa Credit Card offers a range of benefits designed to enhance your shopping and travel experience. 

Here are some key benefits of the Japan Post Visa Credit Card:

  • Cashless transactions: Conveniently make purchases without the need for cash.
  • Global acceptance: Accepted worldwide wherever Visa cards are accepted.
  • Reward points program: Earn points for every purchase, redeemable for various rewards.
  • Travel insurance coverage: Enjoy peace of mind with travel insurance when you use your card for travel-related expenses.
  • Online account management: Easily manage your card and transactions online for added convenience.

Interest Rates and Fees

The Japan Post Visa Credit Card offers a variety of features and benefits to its cardholders. 

Here is a detailed overview of the card's interest rates and fees:

  1. Annual Fee: The annual fee for the Japan Post Visa Credit Card is typically around ¥1,000 to ¥2,000, depending on the specific card variant and benefits.
  2. Interest Rates:
    • Purchases: The variable interest rate for purchases is typically around 15% to 20% APR.
    • Cash Advances: The variable interest rate for cash advances is typically around 20% to 25% APR.
    • Balance Transfers: The variable interest rate for balance transfers is typically around 10% to 15% APR.
  3. Foreign Transaction Fee: The fee for transactions made in a foreign currency is typically around 1% to 3% of the transaction amount.
  4. Cash Advance Fee: The fee for cash advances is typically around 2% to 5% of the amount advanced.
  5. Late Payment Fee: The fee for late payments is typically around ¥1,000 to ¥2,000, depending on the outstanding balance.

Eligibility Criteria

Here are the essential criteria you need to meet:

  • Age requirement: Must be of legal age in your country of residence.
  • Income requirement: Must have a minimum income level to qualify for the card.
  • Credit history: A good credit history is typically required.
  • Citizenship or residency status: Some cards may require citizenship or residency in the issuing country.

How to Apply Online 

Applying for a Japan Post credit card online is quick and easy. Here's a simple guide to help you through the process:

  1. Visit the Website: Go to the Japan Post website and navigate the credit card section.
  2. Fill Out the Application: Complete the online application form with your personal and financial details.
  3. Submit Documents: Upload any required documents, such as proof of income or identification.
  4. Review and Submit: Double-check your information, then submit your application.
  5. Wait for Approval: Japan Post will review your application and notify you of the decision.
  6. Receive Your Card: If approved, your new credit card will be mailed to you.

Japan Post Visa Credit Card - How to Apply Online

Approval Process

The approval process for a Japan Post Visa Credit Card is straightforward and typically involves the following steps:

  1. Application Submission: After submitting your application online, it will be reviewed by Japan Post.
  2. Verification: Japan Post will verify your information, including your credit history and income.
  3. Approval Decision: Once your application is reviewed, Japan Post will notify you of the decision to approve it.
  4. Card Issuance: If approved, your new Visa Credit Card will be issued and mailed to you.
  5. Activation: Upon receiving your card, you must activate it before using it.

Common Mistakes to Avoid When Applying Online

When applying for the Japan Post Visa Credit Card online, you must avoid common mistakes that can hinder your application process. 

Here are some key pitfalls to steer clear of:

  • Inaccurate information: Double-check all details entered in the application form for accuracy.
  • Missing documents: Ensure you have all required documents ready before starting the application process.
  • Ignoring eligibility criteria: Make sure you meet all eligibility requirements before applying.
  • Rushing through the process: Take your time to fill out the application accurately and thoroughly.

What to Do If Your Application Is Declined

If your application for the Japan Post Visa Credit Card is declined, don't worry—there are steps you can take to improve your chances. 

Here's what you can do:

  • Contact the issuer: Reach out to Japan Post for clarification on the reason for the rejection.
  • Review your credit report: Check your credit report for any errors and address any issues that may have led to the rejection.
  • Improve your credit score: Work on improving your credit score by paying bills on time and reducing debt.
  • Consider a different card: Explore other credit card options that may better suit your current financial situation.

Contact Information

If you need assistance with your Japan Post Visa Credit Card, here is how you can contact Japan Post:

  • Toll-Free Number: Dial 0120-5931-55 for domestic calls within Japan.
  • Chargeable Mobile Phone Number: Call 0570-046-666 for mobile phone users; charges may apply.
  • English Support: For English language assistance, dial 0570-046-111.
  • Head Office Location: Visit 2-3-1 Otemachi, Chiyoda-ku, Tokyo 100-8792.

Summing It Up

The Japan Post Visa Credit Card offers a range of benefits and features that cater to your financial and travel needs. 

This card is a valuable asset with its global acceptance, reward points program, and convenient online account management. 

Don't miss out—apply for your Japan Post Visa Credit Card today and enjoy convenience and rewards!


Please note that the information provided is for general informational purposes only and may not reflect the latest updates or changes. 

We recommend contacting Japan Post directly for the most current details on the Japan Post Visa Credit Card.